We built the accounting + investment platform
we couldn't find anywhere else.
Indian businesses have always needed three tools — accounting software, an investment tracker, and a spreadsheet holding everything together. Paisashield replaces all three. One platform, one subscription, one source of truth.
9
Integrated Modules
Live
NSE / BSE Pricing
Full
Double-Entry GL
GST
& TDS Ready
Multi
Company from One Login
The problem we set out to solve
For most Indian small business owners and professionals, financial management has always been fragmented. Tally or a basic accounting tool for the books. A broker app — or a spreadsheet — for investments. A separate tracker for GST. And something else entirely for reporting that the CA actually needs.
None of these tools talk to each other. The business P&L and the personal portfolio live in completely separate worlds. Getting a true picture of financial health means reconciling data from three different places — manually, every time.
Paisashield was built to fix that. A single platform where the business books, investment portfolio, tax obligations, and financial reports all live together — structured correctly, linked automatically, and accessible to the right people with the right permissions.
Before Paisashield
- Accounting software for the GL, separate app for invoices
- Broker platform for equities, another for mutual funds
- Spreadsheet stitching it all together for the CA
- No single view of true financial position
- GST and TDS tracked outside the accounting system
With Paisashield
- One GL that everything — invoices, bills, bank, investments — posts to
- Portfolio and business books in the same workspace
- Financial statements generated directly from live data
- Complete view of financial position — business + investments
- GST and TDS built in — not bolted on
What we've built
Nine fully integrated modules — not feature checkboxes, but workflows that connect to each other.
General Ledger
Full double-entry chart of accounts, manual journal entries, opening balances, reversals, period locking, and year-end close — built on proper accounting foundations.
Receivables & Payables
Create invoices and vendor bills with GST and TDS applied. Every document posts directly to the GL — no manual journal entry required.
Banking
Import bank statements, set auto-categorization rules, bulk-categorize transactions, and reconcile against the GL — including inter-account transfer matching.
Investment Portfolio
Track equities, mutual funds, bonds, and ETFs across multiple broker accounts. Live NSE/BSE prices, weighted-average cost basis, realized and unrealized P&L.
Tax — GST & TDS
Configure GST rates and TDS codes per transaction. Generate tax summaries for filings. All linked automatically to the general ledger — no parallel tax ledger to maintain.
Financial Reporting
Balance Sheet, P&L, Cash Flow Statement, Trial Balance, and GL Ledger with drill-down. Period-over-period comparisons. Reports that look like financial statements, not data tables.
Audit Trail
Every transaction, edit, and deletion is logged — who did it, when, and exactly what changed. Immutable record for compliance, CA review, and internal accountability.
Year-End Close
A structured close workflow that transfers P&L balances to retained earnings, locks the period, and sets up the new financial year — in one guided process.
Team & Access Control
Invite your CA, bookkeeper, or family members. Granular read/write/post permissions per company. Multi-workspace support for managing multiple clients or entities.
Built specifically for India
International accounting tools treat India as an afterthought. Paisashield is designed ground-up for Indian financial workflows.
GST & TDS Built In
Configure CGST, SGST, IGST, and TDS codes per transaction type. Tax summaries ready for filing — not an afterthought.
INR Throughout
Every number, every report, every journal entry is in Indian Rupees. No currency conversion layers, no USD defaults to work around.
Live NSE / BSE Pricing
Equity portfolio values update with live market data from NSE and BSE. Mutual fund NAV updated automatically.
April–March Fiscal Year
Indian financial year is the default. Period controls, reporting windows, and year-end close all follow the April–March calendar.
Indian Business Structures
Designed for proprietorships, partnerships, private limited companies, and HUFs — the structures Indian businesses actually use.
CA Collaboration Ready
Role-based access means your CA gets exactly what they need — view or post access — without seeing what they shouldn't.
What we stand for
Four principles that drive every product decision.
Accounting correctness before convenience
We enforce double-entry discipline. Every transaction must balance. Period locks prevent back-dated manipulation. There are no shortcuts that compromise the integrity of your books — even when shortcuts would be easier to build.
One source of truth
Invoices, vendor bills, bank transactions, and investment trades all post to the same general ledger. Nothing lives in a silo. Your Balance Sheet and P&L reflect everything — automatically, in real time.
Transparent by design
Every change to every transaction is logged in an immutable audit trail — who did it, when, and what changed. You always know the state of your books and who touched what.
Built for Indian compliance
GST, TDS, INR, and the April–March fiscal year are foundational — not add-ons configured after the fact. The platform was designed from the ground up for how Indian businesses actually operate.
See it for yourself
Try the live demo with sample data, or create a free account and connect your own books. No credit card required.